Independent payment partner intelligence
Find Payment Partner is built and operated by Ai Risk Intelligence AS — Human-first, AI-enabled AML consultancy and technology company from Norway, with products and brands in Norway, Spain and across Europe. Focus areas: RegTech, PropTech and FinTech. We are not a broker, not a lead-generation site and not a payment provider.
About Ai Risk Intelligence
Ai Risk Intelligence AS (airi.no) is Human-first, AI-enabled AML consultancy and technology company from Norway, with products and brands in Norway, Spain and across Europe. Focus areas: RegTech, PropTech and FinTech. Based in Norway, the company helps PSPs, fintechs and payment companies find, assess and onboard the right payment partners — and stay on top of regulatory and AML risk along the way.
Find Payment Partner is our software platform. It combines proprietary scoring, regulatory data and a curated dataset of licensed payment companies worldwide, reviewed by named analysts.
Ai Risk Intelligence is also behind other specialist brands and products:
About the founder
All analyst reviews and AML scoring on Find Payment Partner are authored and reviewed by the platform's founder — Founder, Find Payment Partner — AML & Financial Crime Prevention expert.
Seasoned AML and financial crime prevention expert, and founder of Find Payment Partner. Andréas has worked inside some of Scandinavia's most relevant payments actors: Swedbank (2016-2020), the Norwegian fintech ZTL Payment Solutions AS (2020-2024), Norwegian AERA (2024), and currently as part-time Head of AML at the Swedish fintechs Plusius AB (2024-) and Open Payments Europe AB (2025). He is also a part-time compliance consultant at Habeno (2025-), a Spanish digital mortgage intermediary. His experience spans traditional banking, Nordic fintech scaling, and cross-border European payments — including analysing the Baltic fintech sector while at Swedbank. He built Find Payment Partner after seeing first-hand how fintechs and payment companies waste months trying to identify payment partners that actually match their risk appetite, target customers and product needs — and how often credible-looking partners cannot deliver what they advertise.
Background: ZTL Payment Solutions AS, Plusius AB, Habeno, Open Payments Europe AB, Norwegian AERA, Swedbank.
Areas of expertise: Anti-money laundering (AML), Financial crime prevention, Payments risk, Payment partner due diligence, Fintech risk advisory, EU/EEA payments regulation, Baltic fintech sector.
People
Magnus Högfeldt
Strategic Advisor
Acting as Strategic Advisor, with a background as entrepreneur for different startups, including within regulated entities and payment companies.
Editorial standards & independence
- We make money from payment actors, not providers. Payment actors — fintechs, PSPs, banks and payment teams — subscribe to use the platform. Providers are never charged to be listed, ranked higher or claim their profile. See pricing.
- Sources are public-first. Regulators (EBA EUCLID, FCA, FinCEN, FIN-FSA, Finanstilsynet, BaFin, etc.), public filings, and provider-submitted data — disclosed on each profile.
- Every profile is attributable. Reviews are signed by a named analyst and dated. Mistakes are corrected publicly.
- We tell you what we don't know. AML and trust scores carry confidence bands and explicit "insufficient information" states — see methodology.
Information is based on available regulatory, public, provider-submitted and Ai Risk Intelligence reviewed data where applicable. The platform does not provide legal advice, regulatory advice or guarantee partner acceptance. Users must perform their own due diligence before entering any partnership. AML scores reflect publicly available information and provider-submitted documentation; they are not an assessment of actual AML compliance or risk and do not constitute regulatory advice.