Directory / Open Banking providers in United States

Open Banking providers in United States

4 open banking partners licensed in United States (regulator: FinCEN and state regulators). Independent profiles with AML transparency scores and AI partnership summaries.

This is a curated launch dataset, not an exhaustive register of every payment company in each country. Coverage is prioritised by regulatory licence, commercial relevance and partnership signal. How we choose providers · Don't see your company? Get listed

Preview mode. Showing a random sample of 3 of 4. Unlock the full list — free with your work email.
Plaid
Plaid
🇺🇸 United States ·
Tier 1

Open banking, account data and payment initiation API.

Open BankingAPI
Finicity
Finicity
🇺🇸 United States ·
Tier 1

Open banking and financial data services (Mastercard).

Open BankingAPI
Dwolla
Dwolla
🇺🇸 United States ·
Tier 1

ACH and account-to-account payment API.

Open BankingAPI
Payment partner — unlock with free email

Frequently asked questions

Which licence covers open banking in United States?

Open Banking services in United States are provided by entities licensed by FinCEN and state regulators as payment institutions, e-money institutions or credit institutions, depending on the specific service. Each profile lists the exact licence type.

How many open banking partners are available in United States?

4 partners currently match this combination in our coverage. Use the wizard to refine by capability, customer segment and AML risk appetite.

Can a partner from another country serve United States?

Yes — EEA-licensed partners can passport into other EEA countries, and many global partners operate across jurisdictions. The directory shows the partner's home regulator; check each profile for the markets actually served.

How Find Payment Partner curates this list

Coverage focuses on payment partners that fintechs, PSPs, banks and platforms typically shortlist for partnerships — not every licensed entity. Each profile is reviewed against regulatory standing, commercial relevance, AML transparency and operational maturity. Providers do not pay to be listed; the platform is funded by payment-actor subscriptions.