Directory / Payment partners in United States

Payment partners in United States

20 licensed payment partners in United States, regulated by FinCEN and state regulators. Independent profiles, AML transparency scores and AI-generated partnership summaries — published by Find Payment Partner, reviewed by Ai Risk Intelligence AS.

This is a curated launch dataset, not an exhaustive register of every payment company in each country. Coverage is prioritised by regulatory licence, commercial relevance and partnership signal. How we choose providers · Don't see your company? Get listed

Preview mode. Showing a random sample of 3 of 20. Unlock the full list — free with your work email.
Lithic
Lithic
🇺🇸 United States ·
Tier 1

Developer-first card issuing platform.

Card IssuingAPI
Unit
Unit Finance
🇺🇸 United States ·
Tier 1

Embedded finance platform with accounts, cards and payments.

Card IssuingEmbedded FinanceAPIVirtual IBAN
Dwolla
Dwolla
🇺🇸 United States ·
Tier 1

ACH and account-to-account payment API.

Open BankingAPI
Payment partner — unlock with free email
Payment partner — unlock with free email
Payment partner — unlock with free email
Payment partner — unlock with free email

Frequently asked questions

Who regulates payment partners in United States?

Licensed payment institutions and e-money institutions in United States are supervised by FinCEN and state regulators. Find Payment Partner only lists partners that hold a verifiable licence with this regulator or operate in United States under recognised passporting arrangements.

How many payment partners do you cover in United States?

We currently profile 20 payment partners in United States. Coverage focuses on providers that fintechs, PSPs, banks and platforms typically shortlist for partnerships — not every licensed entity. The list grows as new partners are reviewed.

Are these the only licensed payment partners in United States?

No. FinCEN and state regulators publishes the full register of licensed payment and e-money institutions. Find Payment Partner curates the subset most relevant to commercial partnerships and adds independent analysis on top.

How do you choose which partners to include?

Each partner must hold a verifiable licence in United States, be commercially active, and serve B2B or platform partnerships (not consumer-only services). Coverage is independent — providers do not pay to be listed. See our methodology for the full criteria.

How Find Payment Partner curates this list

Coverage focuses on payment partners that fintechs, PSPs, banks and platforms typically shortlist for partnerships — not every licensed entity. Each profile is reviewed against regulatory standing, commercial relevance, AML transparency and operational maturity. Providers do not pay to be listed; the platform is funded by payment-actor subscriptions.